mrogers

Hi mate, can pop down today if ok with you, after some outdore furniture but possibly more. Whats your mobile and address? Cheers, Mark

We are in alkimos, let us know when you get here. Have any questions just ask.

Well give me a shout when you get here keefo, but maybe substitute coffee for a beer.

Hi Lee, we arrived 7 weeks ago and our situation is exactly the same as yours. We are not far away and my wife would love to meet up for a coffee. Let me know if you would like me to give you my wife's mobile as I'll pm you her number.

We will put it in diary, be good to put a face to the familiar posts

Hi all, we have now been in Oz for 7 weeks and finally at a stage where all our affairs are in order and we can sit down in an evening and relax rather than filling in forms etc... We arrived without ever coming before, and know no one apart from the odd person we have spoke to since being here. Rather than struggle to try and forge friendships any given opportunity we find ourselves in company of other adults, it must be easier to arrange a get together with like minded families that are after the same thing. I am 37, my wife 39 and our daughter is 9 years old, we look forward to meeting you. Mark and Family x

Hi there, i live in alkimos and my container arrives next week. I would also like to meet up for a good mtb session. Myself and bike itching to get on a trail and break some sweat.

Hi there, I'm sure you have given me this already but can't find it anywhere. Can i have your address again please and if your wife will be in any earlier as i can come any time as i am home now

No, thankfully not which will save us some on the premium

@Keefo I think what you say makes sense. I think for now we are going to opt for full dental and maybe emergency ambulance and leave the hospital convert for now as we have 11 months before we have to make a decision on that before we get penalised. Like you say, can we spare $250 plus a month on something you get free with medicare anyway.

Regarding the Medicare Levy, have I got this correct. Say my earnings are $75K and there is no other income, so the levy is 1.5% which would be $1,125.00. If I have private health insurance would I not be charged the Levy on max tax bill?, Meaning what ever my health inurance cost minus $1,125.00 ? As if that is the case then it does not seem that bad at all. Thanks again and sorry for more questions Mark

Ah, that is good to know so dental major still may not cover them. Thanks, I'll look into that

Thanks for this. So the wait time for life threatening diseases are of the concern to medicare and you could long be incurable or worse by the time you are seen. And the dental costs you mentioned are ridiculous, i didn't realise they where so expensive. I will need 2 veneers in the next few years so I suspect that could be 5 figures? May i ask which insurance your have for 90% rebate as that is very good indeed.

Hi all. Having arrived in oz 3 weeks ago I have recently started to look into health cover. Medicare versus Private. Can you tell if me how I understand it is correct. Public hospitals are exactly the same as UK apart from the Ambulance is chargeable? Dental is fully chargeable. If the above, how I understand it, be correct, anyone from the UK who was happy with the NHS would of happily opted for the same. But because the Ambulance is not included people feel they need basic hospital cover in case they need an Ambulance? As the more I read the more the government encourages you to have private insurance and penalises you as you get older by charging you extra each year you leave it not getting private health cover. Its as if they offer you and give you Medicare, but at the same time don't want you using it and rather you have private. We don't get a choice in the UK for the NHS, so what is so bad about it here in Australia that everyone feels they need a choice of hospital and doctor? Now onto Dental charges, as they are solely paid for by the individual, major dental cover seams to be a must as an extra. Apart from having basic hospital cover and major dental do you really need anything else? Does medicare not take care of you if you come down with some illness, or break a leg? Also, with private insurance, as it seems not to be too cheap, I also cant get my head around how your insured, but still pay. The whole amount is not covered in many cases. Infact, some only cover just over 50%, paying an higher premium I found some up to 80% rebate. But then the cost of cover per year is that much, in many instances it is higher than your allowance per person per year. And the same on the lower premiums, you pay less for the cover, but then pay more for the treatments. If your paying basic hospital for Ambulance cover, and want major dental with 80% rebate I have not found any that are less than $2000 per year for a family. These are also the basic prices which only reimburse you around half or slightly more. Or am I missing something, am I wrong, do you get more back and am I not understanding the system correctly? Coming from the UK its a lot to get your head around. Thanks for reading and hope it makes sense, it does in my head :-)

Well we say Tuesday at 6.15 then there's still a little daylight for me to secure beds on ute. If that's ok with you, I'll also let you know by text if you give me your mobile on Tuesday so you defo know I'm coming