THANK YOU TO EVERYONE FOR ADVICE (SO MUCH TO DIGEST AND SHARE WITH HUBBY WHEN HE GETS HOME). AS YOU ALL MOST RIGHTLY POINT OUT WE NEED TO INVESTIGATE FURTHER, TO 'SKIN THAT PROVERBIAL CAT !!, MY HUSBAND WILL BE THE MAIN VISA APPLICANT HE IS AN 'IT PROGRAMMER/ANALYST SYSTEMS SUPPORT' AND I'M JUST MUM...... (NOT SURE THAT WILL QUALIFY FOR ANYTHING). LET'S SEE WHAT TOMORROW BRINGS, AND IF IT'S FOR US, IT WON'T PASS US BY.
P.S. GOT A LUMP IN MY THROAT NOW, STUPID WOMAN.
Shayne XX