I agree with most of the others, get caught for speeding? 100% your fault. Don't speed and they can't catch you.
Also it's good practice to have your driving licence on you in the UK as if you're pulled over you get a 7 day 'thing' (can't remember the exact word) to produce, (oh yeah, a producer) your licence etc at a police station. A fine seems a bit harsh, but rules are rules. first thing i do if we get there is buy a 'road rules' book so i don't get 'caught out' with different rules.