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Property Tax question


Watford

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Hello,

just a quick question.

we are about to sell our house in the UK, we have lived in Australia for 2 years, we bought a house here after 6 months.

the house in the UK will be sold for more than the purchase price, after paying the uk mortgage any monies left we would like to pay off some of our australian mortgage, would we have to pay tax in Australia on any profits made from the uk house sale.

 

Thanks alan

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Guest guest9824
Hello,

just a quick question.

we are about to sell our house in the UK, we have lived in Australia for 2 years, we bought a house here after 6 months.

the house in the UK will be sold for more than the purchase price, after paying the uk mortgage any monies left we would like to pay off some of our australian mortgage, would we have to pay tax in Australia on any profits made from the uk house sale.

 

Thanks alan

 

I would think any money brought into the country, be it from sale of property in the Uk or an investment that has matured, you are supposed to declare on your tax return, I think that is what is required. Even if it's used to pay an existing mortgage here, it's still classed as an income, I think!

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Not sure about that Pea.... which is why I suggested a search of PIO and chatting to someone who knew about Brit and Oz tax stuff. Most of us sold in UK and came here, but I know people who had property in UK whilst they were living here and had to pay tax when UK property sold.... just suggesting that the poster needs to check this out as everyone's situation is different.

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Guest guest9824
Not sure about that Pea.... which is why I suggested a search of PIO and chatting to someone who knew about Brit and Oz tax stuff. Most of us sold in UK and came here, but I know people who had property in UK whilst they were living here and had to pay tax when UK property sold.... just suggesting that the poster needs to check this out as everyone's situation is different.

 

 

No probs.....Its the Rose talking Rossmoyne, sometimes I think I know what I'm on about. Hope I'm wrong, but good for them to get some more advice as you suggested :)

 

peax

 

P.s. .....just spoke to hubby and he confirms that when you bring the proceeds from a sale of a house in the uk over and put in a bank account earning interest, the interest on those funds is taxable. Any funds like matured policies ie endowment policies brought over are subject to tax as they are classed as foreign investments that Are subject to capital gains in Australia once they are brought over here. But as you have stated Rossmoyne, everyone's circumstances differ...

Edited by guest9824
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Any money brought into the country has to be declared for tax purpose if you have been a permanent resident for 6 months. Prior to the 6 months I think the rule is slightly different. Same goes if transferring a UK pension to AU super.

Dont quote me mind

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Guest guest9824
Any money brought into the country has to be declared for tax purpose if you have been a permanent resident for 6 months. Prior to the 6 months I think the rule is slightly different. Same goes if transferring a UK pension to AU super.

Dont quote me mind

 

....oiiiii I thought you were tamping! :wink:

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No probs.....Its the Rose talking Rossmoyne, sometimes I think I know what I'm on about. Hope I'm wrong, but good for them to get some more advice as you suggested :)

 

peax

 

P.s. .....just spoke to hubby and he confirms that when you bring the proceeds from a sale of a house in the uk over and put in a bank account earning interest, the interest on those funds is taxable. Any funds like matured policies ie endowment policies brought over are subject to tax as they are classed as foreign investments that Are subject to capital gains in Australia once they are brought over here. But as you have stated Rossmoyne, everyone's circumstances differ...

 

Sound advice is the way forward here rather than speculation. CGT does not exist here in Australia tho from memory with any profit realised simply classed as income for taxation purposes. Open to be corrected however.

Edited by ROB T
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  • 2 weeks later...

Hi There,

 

I raised this question here a while ago. My research has come back as follows:

If you lived in the house in the UK, it is classed as your primary residence up to 3 years after you move out. That means if you don't buy a house is Aus, it is still your primary residence and you do not pay capital gains tax in the UK or in Aus (In fact in Aus it is 6 years after you move out). The fact that you've bought a place here *might* throw these rules out a bit. I would imagine now that the place you have bought in Aus becomes your primary residence, and your house in the UK becomes an investment property, and so will be liable for capital gains tax. You will need to declare it in your Australian tax return.

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Any money brought into the country has to be declared for tax purpose if you have been a permanent resident for 6 months. Prior to the 6 months I think the rule is slightly different. Same goes if transferring a UK pension to AU super.

Dont quote me mind

 

 

Hi elfie.

 

Nope, that's not right ... sorry ... I won't quote you again ... :biggrin:

 

Best regards.

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Hello,

just a quick question.

we are about to sell our house in the UK, we have lived in Australia for 2 years, we bought a house here after 6 months.

the house in the UK will be sold for more than the purchase price, after paying the uk mortgage any monies left we would like to pay off some of our australian mortgage, would we have to pay tax in Australia on any profits made from the uk house sale.

 

Thanks alan

 

 

Hi Alan.

 

You are likely to have a CGT exposure in Australia, as (in broad terms) you can only have one main residence exemption.

 

Do you have permanent residency in Australia, or are you an Aus citizen?

 

Suggest you might have a chat with my business partner Jane Cooper in Perth - she should be able to prepare a pro forma CGT computation for you, as a basis for including the relevant amount on your 2014 Aus tax return. See the GM Tax weblink below.

 

UK CGT is not an issue, as you are not tax resident in the UK.

 

Best regards.

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