By Kieran White
My wife and I have not long moved to WA (around 7 months ago), We have began the process of shopping for a house.
We are both UK nationals with history investment properties in the UK, does anyone know what financial record we will have to show for a mortgage (e.g. in the UK it's three years of accounts or payslips)?
Any recommendations of banks would be welcome too.
We are breaking our lease in the next few weeks. Its a 4 x 2 with a pool and lots of extras. Going for 440 a week.
Large Cinema room
Large open plan living, dining & spacious kitchen (shoppers entry from garage)
Master bedroom with WIR and en suite
3 x Queen bedrooms, all with BIR
Family bathroom with bath & shower
Laundry, spacious walk in linen & separate toilet
Double remote controlled garage
Large alfresco: lounge & dining area with cafe blinds
Great size lawn area, covered completely with low maintenance artificial lawns
Low maintenance front garden
Solar heated saltwater pool with:
* Treadmill with strength control jets for exercise swimming
* Lounger with spa jets
* Build in 3 seat spa with jets & cocktail table
LOADS OF EXTRAS
Window shutters to front windows: master bed & Cinema room
Complete water filter system throughout the house
10 x solar energy panels to reduce bills
Intellgient alarm system with window and door sensors
Split aircons to: master bedroom, Cinema room & Open plan living
Gas point in open plan living
Great Brighton Estate position: close to parks, shopping, great schools, Jindalee beach and future Butler train station.
By Sarah Bass
Looking for guidance on bringing across a UK contribution pension scheme. But have some questions.
Quick current status summary. We have been in Australia for 4 years first on a 457 and got granted our PR Sept 2016 (so have missed out on getting our Citizenship in September this year). We are in our mid forties.
Assuming we do eventually get Citizenship and can afford to retire here my questions are:
Is there tax payable if we bring across our UK pensions and put them into an Australian super fund?
Ive seen some information around needing to leave the money in the fund for 5-10 years. Are we therefore best to look to bring it across now?
Whats the earliest Australian super funds can be accessed come retirement?
Is there limits to time spent abroad if you're drawing from your superfund in Australia. For example when retired up to 6 months is spent travelling a year.
Whats the implications if the pension funds are left in the U.K. And then we draw down on them once retirement comes?
if anyone has experience of retiring here it would be great to here from you.