boab Posted May 7, 2015 Report Share Posted May 7, 2015 Hi, All, I am moving back to Perth later this year and just wandered about where to go for the best Vehical insurance. Also do I have to bring proof of No Claims and all that stuff from ny current insurer in the UK. Or is it just a case of keep phoning round for the cheapest. I would like to have it in place before I arrive so I can get on the road immediately. Could the insurance be set up from the UK. Thanks for the help. Quote Link to comment Share on other sites More sharing options...
nicolac34 Posted May 7, 2015 Report Share Posted May 7, 2015 Will you have bought the car from the UK? If you don't have the car yet you can't insure it, but if you do, like anything these days it can all be done online providing you have an address where the vehicle is being kept. Forget your no claims, you start from scratch here. Oh and you can drive straight away without comprehensive insurance, part of the car's rego covers 3rd party insurance so it's legal to drive, if not entirely sensible. Quote Link to comment Share on other sites More sharing options...
Druid Posted May 7, 2015 Report Share Posted May 7, 2015 Its not 3rd party like we understand it in the UK! It only covers the poor individual against personal injury and not his vehicle, which leaves you wide open for a law suit should you have an accident. I have found AAMI to be the cheapest, you can do the usual Meerkat search on line, get some quotes and then compare them to the RAC, AAMI and YOUI etc who dont subscribe to the online insurance comparison sites. Quote Link to comment Share on other sites More sharing options...
boab Posted May 7, 2015 Author Report Share Posted May 7, 2015 Thanks very much for the reply. Its not 3rd party like we understand it in the UK! It only covers the poor individual against personal injury and not his vehicle, which leaves you wide open for a law suit should you have an accident. I have found AAMI to be the cheapest, you can do the usual Meerkat search on line, get some quotes and then compare them to the RAC, AAMI and YOUI etc who dont subscribe to the online insurance comparison sites. Quote Link to comment Share on other sites More sharing options...
boab Posted May 7, 2015 Author Report Share Posted May 7, 2015 Cheers, I will be buying the car in OZ. Will you have bought the car from the UK? If you don't have the car yet you can't insure it, but if you do, like anything these days it can all be done online providing you have an address where the vehicle is being kept. Forget your no claims, you start from scratch here. Oh and you can drive straight away without comprehensive insurance, part of the car's rego covers 3rd party insurance so it's legal to drive, if not entirely sensible. Quote Link to comment Share on other sites More sharing options...
Druid Posted May 7, 2015 Report Share Posted May 7, 2015 Think if you finance a car you need fully comp insurance, its been a couple of years now since I bought my second car on finance, but seem to remember having to take out insurance at the dealer before the finance was approved Quote Link to comment Share on other sites More sharing options...
FOL Posted May 7, 2015 Report Share Posted May 7, 2015 Its not 3rd party like we understand it in the UK! It only covers the poor individual against personal injury and not his vehicle, which leaves you wide open for a law suit should you have an accident. Isn't that what Rego is for? Rego covers vehicle damage? Quote Link to comment Share on other sites More sharing options...
Arwen Posted May 7, 2015 Report Share Posted May 7, 2015 Isn't that what Rego is for? Rego covers vehicle damage? No it doesn't. Just covers the person. Quote Link to comment Share on other sites More sharing options...
FOL Posted May 7, 2015 Report Share Posted May 7, 2015 No it doesn't. Just covers the person. Oh yeah you are right, mixed them up. So rego for personal injury and the third car insurance covers others their stuff and comprehensive also covers your own. Quote Link to comment Share on other sites More sharing options...
nicolac34 Posted May 8, 2015 Report Share Posted May 8, 2015 Its not 3rd party like we understand it in the UK! It only covers the poor individual against personal injury and not his vehicle, which leaves you wide open for a law suit should you have an accident. Yep, that's why I said it was legal to drive, but not entirely sensible. Finance companies do require you to have fully-comp insurance (and provide proof) before they'll loan you the cash. I just bought a car from Landrover and before I got the cheque (through RAC finance) I had to take out insurance, was easier to just go through the RAC as it was all done at the same time, even if they weren't really the cheapest. For me, Progressive Online is the cheapest - but it changes from year to year and is a pain that they don't all subscribe to the comparison websites! Quote Link to comment Share on other sites More sharing options...
Druid Posted May 8, 2015 Report Share Posted May 8, 2015 Isn't that what Rego is for? Rego covers vehicle damage? Rego is the UK equivelent of road tax, the old round tax disc that cost you a fortune every year, in Aus it includes 3rd part insurance for personal injury only Quote Link to comment Share on other sites More sharing options...
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