Woj Posted August 21, 2015 Report Share Posted August 21, 2015 Hey! Im just doing the math and am trying to find out, what is the essential finance that I will need to be able to get the necessities sorted out upon arrival. My kids and I will have aussie passports, my wife on the other hand will be on the partner visa (I know, my jaw dropped - 7grand.. oh brudda..) So seeing the 7 grand (that is like 21 000 PLN - which comes to around 9-10 moths salary up here!), I thought that I have to do the math which will enlighten me as to how much we will be expecting to spend at the start, but I have no idea as to school costs, medicare - how the system works. OK, so in short.. My wife and me, and our two kids (they will be 2,5 and 6 when we fly down, so will be starting school in January). So far, I know this.. 1. 7000 AUS - partner visa for the Mrs.. 2. around 4500 AUS - 4 plane tickets one way 3. around 4000 AUS - car (essential) 4. .... what else will I need to spend on at the start? Are public schools free? What about medicare (on the partner visa my wife is eligable for medicare), rent is around 350 AUS per week. Do u usually pay for a week upfront? or do you put in a months bond + the 350$ weekly (meaning around 1400 AUS before u move in)?. Anything else?? What are average bills like (gas, electricity)? So sorry for the questions galore, but the visa prce gave me a jaw dropping and I feel I have to find out as much as possible. Better know now than get a suprise 3 days into our stay... Thanks everyone Quote Link to comment Share on other sites More sharing options...
verystormy Posted August 21, 2015 Report Share Posted August 21, 2015 Shipping furniture and personal belongings - about $5-6k Rent is payable monthly and you will really be looking at about $400-450 a week for somewhere reasonable. You will need to pay one months bond plus one month up front Medicare is free, but most people also take private insurance as it wont cover everything also, depending on earnings you may be hit with extra tax if you don't take it. I would allow about $120 per month for a family for the most basic (dental and ambulance) to about $300 with basic hospital Temporary accommodation for arrival. Most people take a month. I would allow $3k Miscellaneous costs. You leach cash when you first arrive. I would allow $5k Living costs until you find work - You need to allow yourself at LEAST 3 months and ideally 6 months to find work (the economy is slowing here). So, all rent, household bills, food, entertainment, telephones, internet, fuel etc for 3 months. About $15k. I don't know about schools, but they will need uniforms and things - books etc. I know some schools require them to have ipads. Quote Link to comment Share on other sites More sharing options...
Woj Posted August 22, 2015 Author Report Share Posted August 22, 2015 Shipping furniture and personal belongings - about $5-6kRent is payable monthly and you will really be looking at about $400-450 a week for somewhere reasonable. You will need to pay one months bond plus one month up front Medicare is free, but most people also take private insurance as it wont cover everything also, depending on earnings you may be hit with extra tax if you don't take it. I would allow about $120 per month for a family for the most basic (dental and ambulance) to about $300 with basic hospital Temporary accommodation for arrival. Most people take a month. I would allow $3k Miscellaneous costs. You leach cash when you first arrive. I would allow $5k Living costs until you find work - You need to allow yourself at LEAST 3 months and ideally 6 months to find work (the economy is slowing here). So, all rent, household bills, food, entertainment, telephones, internet, fuel etc for 3 months. About $15k. I don't know about schools, but they will need uniforms and things - books etc. I know some schools require them to have ipads. we wont be shipping. So in short: 7000 visa around 4000 car 4000 plane tickets 1600 bond for rent 1600 rent upfront for first month 120 medical around 3000 miscellaneous costs (thinking minimal) that about it? Gives us around $21320. Thats 3 years of a single income in Poland. My goodness. Time to start saving... Quote Link to comment Share on other sites More sharing options...
verystormy Posted August 22, 2015 Report Share Posted August 22, 2015 If you are not going to ship, then you would need to buy here. That will be expensive! Also, do allow for the living costs for while finding work. Do not assume you will walk into a job - I was made redundant in June 2014 and it took me months to find something. In the last financial year (July 1 to June 30) I only had 3 months of work. You can not rely on social security as it simply doesn't pay very much. We don't have children, but our total weekly benefit eligibility is $420 a week including rent assistance. Which barely covers rent, let alone food and bills. Also, the rental agents will want to see either an employment contract or enough money in the bank to live before they will give you a lease. Quote Link to comment Share on other sites More sharing options...
ali Posted August 22, 2015 Report Share Posted August 22, 2015 School uniforms, even public schools there are fees to pay for some lessons, plus books etc, Depends on age as to what they need, also after the first lot you can re-use a lot of stuff like binders etc., but it generally is a couple of hundred. Quote Link to comment Share on other sites More sharing options...
HoneyJackMonster Posted August 23, 2015 Report Share Posted August 23, 2015 I have been in Australia 3 weeks and all I shipped from the UK was my tools and the kids books and toys...so in short I brought nothing! I have spent $30,000 in that time, I can't quite believe it myself but it just kind of kept adding up you don't realise how many things you need when you are starting from scratch. Car, Reggo, licence fee, two weeks rent + bond, a whole house to furnish,mattresses, all the white goods, kitchenware, etc I will admit I did buy some bits that many wouldn't consider "essential" like some outdoor seating and outdoor dining table, but it does catch up with you, though I remain convinced that if I had £15000 to do the same in the UK i wouldn't have done as well. That isn't including flights or any visa costs either so I am well and truly spent! Furniture bazaar and pine discount store will be sending me Christmas cards this year. If you have stuff worth taking then take it! My stuff back in the UK just wasn't worth it for the shipping costs. Quote Link to comment Share on other sites More sharing options...
Bibbs Posted October 29, 2015 Report Share Posted October 29, 2015 Remember there is stamp duty on cars here. The bill arrives a few weeks later :- http://www.carsguide.com.au/car-advice/stamp-duty-for-cars-explained-31021 Furniture isn't cheap here either. So if you are shipping nothing, you'll have to buy here (and furnished property is more expensive). If you are renting unfurnished, think about washing machines, fridges, toaster and kettle etc. Chuck in car insurance, health insurance, contents insurance. Even things like new mobile phone numbers, and the setup of your water/gas/electric/land line(internet) usually have a larger 'sign on' fee that adds up. Quote Link to comment Share on other sites More sharing options...
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