Guest Maria Posted June 20, 2008 Report Share Posted June 20, 2008 Hi everyone Prices in Perth are dropping , so it is a great time for some good negoiation and bargin buying. If you want to find out anything about Australian mortgages and finance, feel free to contact me. I work for a national broking company, and there is NO fee for service. We are all expat brits, so we know the ins and outs, pros and cons.....................Its all a learning curve Quote Link to comment Share on other sites More sharing options...
Guest theconnells Posted June 20, 2008 Report Share Posted June 20, 2008 Hi Maria Could you give me your email address for future reference, we are relocating to Perth at the end of July and will be buying but not for a few months! Kind Regards Jacki Connell Quote Link to comment Share on other sites More sharing options...
Guest Leeroy1973 Posted June 20, 2008 Report Share Posted June 20, 2008 Hi Maria Do you have to rent for a while before you can get a mortgage. Thanks Lee Quote Link to comment Share on other sites More sharing options...
Guest Bobcat Posted June 21, 2008 Report Share Posted June 21, 2008 Hi everyone Prices in Perth are dropping , so it is a great time for some good negoiation and bargin buying. If you want to find out anything about Australian mortgages and finance, feel free to contact me. I work for a national broking company, and there is NO fee for service. We are all expat brits, so we know the ins and outs, pros and cons.....................Its all a learning curve It's definitely a Buyer's Market............... and has been so for the last 6 months. There are many bargains out there at present............. you just need to know where to look for them? RP Data is a good start................... some of the properties here in the northern suburbs have been on the market for almost a year. Alas.............. some vendors still have unrealistic ideas in terms of envisaged sale price ............... despite glaring front page headlines in Real Estate WA and the West such as "WA house prices tipped to fall 5%' ......................... 'House prices drastically drop as listings soar'........... 'Overpricing biggest trap in current market'.................. Now if only some of our vendors could read...............? Johnno Quote Link to comment Share on other sites More sharing options...
Guest Maria Posted June 24, 2008 Report Share Posted June 24, 2008 Hi Lee No you don't have to rent but you must be permanently employed and have a deposit. Hi Maria Do you have to rent for a while before you can get a mortgage. Thanks Lee Quote Link to comment Share on other sites More sharing options...
Guest Maria Posted June 24, 2008 Report Share Posted June 24, 2008 Hi Jacki I'll give you the senior brokers email, she specialises in home loans for new immigrants:- mandy.dickerson@mortgagechoice.com.au. good luck with the move! Maria Quote Link to comment Share on other sites More sharing options...
Guest Leeroy1973 Posted June 24, 2008 Report Share Posted June 24, 2008 Hi Maria Many thanks for the reply, I am permanently employed but on a 457 Visa, does that change things. Thanks Lee Quote Link to comment Share on other sites More sharing options...
Guest Bobcat Posted November 30, 2008 Report Share Posted November 30, 2008 Hi JackiI'll give you the senior brokers email, she specialises in home loans for new immigrants:- mandy.dickerson@mortgagechoice.com.au. good luck with the move! Maria Say G'uday to Mandy for me; haven't seen her since we played golf the other month at Carramar. Have been tied up and haven't had time to attend any of the WBA breakfast meetings either of late. Quote Link to comment Share on other sites More sharing options...
dazbevo Posted November 30, 2008 Report Share Posted November 30, 2008 great post ,thanks Quote Link to comment Share on other sites More sharing options...
Guest adamsfamily Posted January 12, 2009 Report Share Posted January 12, 2009 Hi everyone Prices in Perth are dropping , so it is a great time for some good negoiation and bargin buying. Hi Maria, What sort of interest rate could we expect on a mortgage between 100 - 150,000 dollars (say over 20 yrs) . Is it true around 8-9% ? How much is stamp duty also. many thanks. Nicola. Quote Link to comment Share on other sites More sharing options...
Guest Bobcat Posted April 17, 2009 Report Share Posted April 17, 2009 Hi everyone Prices in Perth are dropping , so it is a great time for some good negoiation and bargin buying. Hi Maria, What sort of interest rate could we expect on a mortgage between 100 - 150,000 dollars (say over 20 yrs) . Is it true around 8-9% ? How much is stamp duty also. many thanks. Nicola. If you are a first home buyer Nicola, you are exempt from Stamp Duty up to a purchase price of $500,000. If you do not qualify for the First Home Buyer's Grant which is due to expire on 30th June 2009 ....maybe? Then for a house purchase of $500,000 Stamp duty would be $17,765. If you aren't eligible for FHBG then the following Stamp Duty Rates are applicable :- Stamp Duty at $200,000 = $5,035 Stamp Duty at $250,000 = $6,935 Stamp Duty at $300,000 = $8,835 Stamp Duty at $350,000 = $10,735 Stamp Duty at $400,000 = $13,015 Stamp Duty at $450,000 = $15,390 Stamp Duty at $550,000 = $20,140 ($11,255 for FHG eligibility) Stamp Duty at $600,000 = $22,515 ($22,510 for FHG eligibility) cut-off point for FHG........ any house in excess of $600K attracts full residential stamp duty. Hope this info is of help to you. Can't help re mortgage rates as i am not qualified in that field. Quote Link to comment Share on other sites More sharing options...
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