Jump to content
Guest harrybobin

private health insurance on a 457

Recommended Posts

Guest harrybobin

Hello everyone

 

I am sssooooo confused. I am in the process of applying for my 457 visa and have been looking into health insurance. I am from the UK so will be entitled to the reciprocal health agreement but as part of the visa condition I also need to have private cover too.

 

Does anyone know if I can cancel the private health insurance once I arrive in OZ or does this have to be on-going? Also I have read some stuff about tax rebate, what's that!!!!!

 

 

Many thanks

 

Claire

Totally stressed out and confused

Share this post


Link to post
Share on other sites

Claire, the day you land go find a Medicare office, one in most big shopping malls, take your passport and a copy of the visa grant letter, get signed up for medicare then cancel your private health insurance, but remember, medicare is not like the national health, here you get charged for everything, if you need an ambulance, you get a bill, theres no such thing as a national health dentist, and medicare does not cover dentist, basically medicare covers doctors and hospitisation, thats it.

 

 

You get a tax rebate on your private medical scheme, you either get the rebate automatically in the form of reduced premiums or you have to claim for it in your tax return at the end of the year, most of the providers do the reduced premium bit, its much easier

Share this post


Link to post
Share on other sites
Hello everyone

 

I am sssooooo confused. I am in the process of applying for my 457 visa and have been looking into health insurance. I am from the UK so will be entitled to the reciprocal health agreement but as part of the visa condition I also need to have private cover too.

 

Does anyone know if I can cancel the private health insurance once I arrive in OZ or does this have to be on-going? Also I have read some stuff about tax rebate, what's that!!!!!

 

 

Many thanks

 

Claire

Totally stressed out and confused

 

PS: Sign up with IMAN Aus Health, buy the cheapest policy you can, pay with your UK credit card and get the visa letter, when you land sign up with Medicare and cancel it, because although its the cheapest policy you can buy, once you have Medicare you can shop around and get a better policy even cheaper as an Aussie resident

Share this post


Link to post
Share on other sites

If you are wanting cheap cover to satisfy the condition to get your visa until you can register with medicare - Try Go Walkabout, they provide cover that will satisfy fhe 8501 condition so your visa can be granted.

Share this post


Link to post
Share on other sites

Be aware your 457 stipulates you DO NEED to have private healthcare for as long as you are on a 457 and no expceptions. Your healthcare is tax deductable so everything you pay you will get back anyway.

 

If you are unsure telephone DIAC or go to Wellington Street immigration centre and ask it isnt worth risking you losing your 457 for.

Share this post


Link to post
Share on other sites

yes as dean says you do need private healthcare. we are on a 457 bubp offers cover make sure it stipulates visitor cover. you make one payment prior to your visor being granted then no more payments until the day you set foot in oz all you have to do is contact and let them know your arrival date. before you go to medicare and register you need a visa label in your passport from diac in perth then go to medicare and register cos medicare wont do it unless you have the label in passport. once you have that all sorted it takes hardly any time at all you can then go and get your wa driving licence. the wa driving licence isnt a necessity on a 457 but it is a good form of id to have shows commitment

good luck

Share this post


Link to post
Share on other sites
Be aware your 457 stipulates you DO NEED to have private healthcare for as long as you are on a 457 and no expceptions. Your healthcare is tax deductable so everything you pay you will get back anyway.

 

If you are unsure telephone DIAC or go to Wellington Street immigration centre and ask it isnt worth risking you losing your 457 for.

 

If you read deeper into it, the rules stipulate that a Health Care Reciprocal Agreement satisfies condition 8501, by signing up with Medicare you are covered by the reciprical agreement, so provided you are covered by the NHS in the UK and you can prove this to Medicare, you are quite entitled to cancel your medical cover once you have signed up with Medicare

Share this post


Link to post
Share on other sites
Guest harrybobin

Thanks everyone, I've just organised some health insurance with IMAN to attach to my visa application.

Share this post


Link to post
Share on other sites
yes as dean says you do need private healthcare. we are on a 457 bubp offers cover make sure it stipulates visitor cover. you make one payment prior to your visor being granted then no more payments until the day you set foot in oz all you have to do is contact and let them know your arrival date. before you go to medicare and register you need a visa label in your passport from diac in perth then go to medicare and register cos medicare wont do it unless you have the label in passport. once you have that all sorted it takes hardly any time at all you can then go and get your wa driving licence. the wa driving licence isnt a necessity on a 457 but it is a good form of id to have shows commitment

good luck

 

You dont need a visa label for medicare if you are on a 457, the visa grant letter will suffice, all you need is your passport and the visa grant letter and an address for them to send the card to, we used our friends address when we first arrived

Share this post


Link to post
Share on other sites
You dont need a visa label for medicare if you are on a 457, the visa grant letter will suffice, all you need is your passport and the visa grant letter and an address for them to send the card to, we used our friends address when we first arrived

 

Hi Druid

Thats what we thought with the visa grant letter for the 457 visa and an address but had the run around so ended up getting the bloody visa label plus the medicare center in perth were extremely unhelpful and super busy............ what i found is if they dont know the answers they make it up ............................ strange but true. But there is so much conflicting into out there im just stating our experience to help some folks save the stress and getting the run around

Share this post


Link to post
Share on other sites
Hi Druid

Thats what we thought with the visa grant letter for the 457 visa and an address but had the run around so ended up getting the bloody visa label plus the medicare center in perth were extremely unhelpful and super busy............ what i found is if they dont know the answers they make it up ............................ strange but true. But there is so much conflicting into out there im just stating our experience to help some folks save the stress and getting the run around

 

We went to the Medicare centre in Rockingham last December and had no hassles, now my daughter has just arrived and we were in the Carousel shopping centre on tuesday, also with no hassles, you must have got an inexperianced jobs worth, lots of them in Perth, we just got the run around over driving licence for my daughter now, me and the missus had no problems with a visa grant letter last December, my son had no hassles in February, but now its August so guess what, my duaghter needs a visa label in her passport :arghh:

Share this post


Link to post
Share on other sites
We went to the Medicare centre in Rockingham last December and had no hassles, now my daughter has just arrived and we were in the Carousel shopping centre on tuesday, also with no hassles, you must have got an inexperianced jobs worth, lots of them in Perth, we just got the run around over driving licence for my daughter now, me and the missus had no problems with a visa grant letter last December, my son had no hassles in February, but now its August so guess what, my duaghter needs a visa label in her passport :arghh:

 

 

Hahaha yes very much jobs worth in the bank also 2 weeks on and still havent got a debit card im going to the bank again today to see if it is there ........ i feel like an irresponsible person having to go in and draw cash from a slip over the counter ..................

Share this post


Link to post
Share on other sites
Hi what is jobs worth? :confused:

 

Its a term for someone who takes there job really seriously, interprets the rules in the strictest way possible and wont bend them or give you the benifit of the doubt, they normally say ' Its more than my jobs worth' :arghh:

 

On another note, now drivers licensing have introduced a new form, it an office use only form, but basically it a declaration that you sign, to give them access to your online VIVO approval, now they can check your visa online and hence not need a visa label in your passport........................more :arghh:

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×