Hi all,
Looking for some urgent advice.
We recently bought a new 4 x 4 and as murphys law would have it, I parked it in a car park and came out to find that someone had hit it.
The good news is that they are willing to pay the costs of getting it repaired but want to get their insurance company to contact mine so I told them I would forward them my details.
The bad news is that when I got home, my partner told me that he hadn't got a chance to organise insurance cover so we did not have insurance in place at the time of the accident.
So, the situation now is that the other party thinks we have insurance and is waiting for me to send on my details.
So the question that I am asking, if I go back to her and tell her we did not have insurance, is she still liable?
Could I not get her or her insurance company to pay my garage directly to carry out the repairs?
Thanks in advance