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Credit History / Visa Cards / Mortgages in Australia


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Your credit history starts at zero. This means any previous bad debt doesn't get carried forward but also similarly nor does any good credit history. You will be able to get a bank account and debit cards but not credit cards for ( 3 months I think ) Not 100% sure as I still don't have one. Mortgages you normally have to show x amount of months of built up savings.

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