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Obtaining a mortgage on contract work


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I'm a contractor. I'd finished my first year contracting and got a house loan straight away.


ANZ are the only provider (apparently) who will look at a contractor with 12 months history. Most want 3 years, some 5. ANZ were also the bank I was with, and who also hold my company accounts.


I also went in with 10 years of previous work in the (IT) industry, letters from 3 clients saying work would continue, and a wife who was in full-time employment too.


Get an advisor. They do all the chasing and know all the details. We used StellaFinance and they were awesome to deal with - stellafinance.com.au

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